“I have never expected that the government has covered the insurance for seniors and the claim has been settled so smoothly”, said Grandma Zhu, the 81-year-old Hangzhou citizen who has recently suffered from bone fracture. In addition to medicare reimbursement, the government has also paid a sum of indemnity against accident insurance for the elderly.
In 2022, Hangzhou covered accident insurance for more than one million seniors and the indemnities were mainly paid online directly. The insured who are subjected to accidental injuries including tumbling and have been diagnosed or hospitalized in medical institutions and community health service centers of second grade and above may be compensated.
Based on the digital reform of the accident insurance, the elderly may be fully compensated without having to apply by themselves. So far, the city has settled over 1,600 claims involving total amount of over 390,000 yuan, so that the elderly can fully enjoy the achievement from digital reform and development in a real sense.